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Travel Safe With Travel Car Insurance
Author: Albertin Abelmont
Hectic lifestyles leave little room for the city dwellers to take rest or entertain themselves. For such people, traveling off and on can be real fun and a great means to refresh them. But whether an individual is traveling as a part of professional delegation or to wash him off the worries of the daily work routine, he will need one thing for sure. Are you still in a state of wonder what this great thing could be? Let me put an end to this guess work - it is none other than a rental car. Now, remember the time when you last signed on the dotted line of a rental agreement to rent a car. Did you ever think whether or not to purchase the travel car insurance offered? A rational traveler will not think twice about accepting a car damage waiver for his rental car. Read on to find more than one benefits of having an insurance coverage for your rental automobile.
Benefits Of Getting Your Travel Car Insured
There are many people who would say a quick no for purchasing insurance policy that covers rental cars. Several travel experts will out rightly reject the idea of paying for car rental insurance condemning it as a completely unnecessary expense. There are many reasons behind this denial. First, there are some personal insurance policies that also cover damages to a rental vehicle. Second, accident insurance coverage comes in-built in most of the premium credit cards as an add-on facility. Not deterred by all these, it is probably best to sign the rental contract with the rental vehicle company. In such a case, you absolutely could not be held liable if the rental vehicle in question is damaged, or more unfortunately, stolen. Let me tell you why it is so:
1. All policies do not cover car rentals beyond a particular country. Often, the travel car insurance provides coverage within the US only. Renting a car in a foreign country, even when insured with the same rental company that you normally deal with back home, will not help you with the charges, in case you forget to affirm for the car rental insurance and suffer with an accident injury while on it.
2. The terms of most premium credit cards provide for secondary rather than primary accidental coverage. It is very rare that they offer accident coverage of primary nature. The difference between the two is that a secondary travel car insurance provider pays you only once you file lawful claims with the primary insurer.
3. The policy you have bought may not cover all the charges the rental car company charges your premium credit card. Against common belief, the automobile rental company does not count just the vehicle repair cost as the coverage. A practical individual knowing this difference will unfailingly go for a travel car insurance cover beyond all doubts.
Enjoy safe and sound journey with travel car insurance. Travel insurance quotes reply your questions answer. Learn more about travel insurance by visiting us today.
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