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Travel Insurance

Travel insurance is insurance that is intended to cover medical expenses and financial (such as money invested in nonrefundable pre-payments) and other losses incurred while traveling, either within one's own country, or internationally.

Temporary travel insurance can usually be arranged at the time of the booking of a trip to cover exactly the duration of that trip, or a more extensive, continuous insurance can be purchased from travel insurance companies, travel agents or directly from travel suppliers such as cruiselines or tour operators. However, travel insurance purchased from travel suppliers tends to be less inclusive than insurance offered by insurance companies.

  • Travel Insurance Does Not Prevent You From Having to Pay Out of Pocket by Anne Stiehl

    Nobody expects their vacation to be interrupted by a medical emergency. The majority of Travel Insurance claims are for relatively minor outpatient issues such as allergic reactions, colds, open wounds or a broken bone. Be prepared to pay for these outpatient treatments upfront. Travel Insurance policies often promise to take care of any bills you incur while abroad. In reality, no insurance plan pays out any money without making sure that you have a valid insurance policy, that you are eligible, and that you don't fall into any of the policy's exclusions.


  • Does Travel Insurance Cover Pre-Existing Medical Condition Check Ups? by Steve Dasseos

    What if you have a pre-existing medical condition and you have to get a check up or routine procedure done? Will a trip cancellation travel insurance plan cover this? I know that residents from all over the world can buy travel / trip insurance plans. But this article's information will only apply to you if you're a US or Canadian resident. If you are a Non-US or non-Canadian resident, you should check with the travel insurance companies that are offered for the area you live in.


  • Travel Packing Tips - 5 Tips For Packing Light by Ken S

    If you are looking for travel packing tips, you probably want to reduce the amount and overall weight of your luggage, right? Here are 5 tips for packing light that can help you save money, backaches, and stress as you travel.


  • What Does Travel Insurance Cover? by Darren Faulder

    If you're about to head off traveling, whether it's a business trip, a beach bum holiday or a round the world no holds barred adventure, you need travel insurance. Anything can happen, and often does looking at the annual statistics showing the thousands of travelers who get into sticky situations. It's important to know exactly what your travel insurance covers, so you know if you're getting the right cover for you.


  • It's Better In The Bahamas! by Jon Arnold

    Discover The Excitement Of The Bahamas Without Breaking Your Wallet. We all need a vacation now and then, right? There are few places that offer more relaxation as well as something for virtually everyone as the Bahamas. Travelers, business people, and vacationers from all over the world visit the Bahamas on a regular basis. New Providence Bahamas is recognized as the center of both business and industry for this island nation. One of the largest industries here is the very well-known international offshore banking center.


  • Travel Insurance Fraud - 10 Things You Should Know by Patrick Chong

    Contemplating committing fraud is a serious matter, but many people simply don't realise that when they exaggerate a travel insurance claim they are actually committing fraud. While falsifying or exaggerating a claim may seem like a harmless 'white lie', in fact it is a crime. While it may be tempting to embellish losses, this could lead to serious repercussions.


  • Adjustment of Status: How To Convert Your Fiance Visa To Permanent Status by John Kunkle

    Once your fiance arrives in America under a fiance visa, you have ninety days to get married in order to meet the requirements. Once you are married, you then file a Form I-485 Adjustment of Status.


  • International Travel Insurance Review Article by Richie Wells

    International travel insurance is must for anyone who plans to travel abroad as it saves you lot of trouble and money in case of some unexpected incidents. Depending on your requirement and budget, there are all kind of policies available to choose from. Travel insurance plans are available for adventure travellers, students, regular tourists and business travellers.


  • Japanese Overseas Travel Insurance by Steve Cogger

    If you are an expatriate planning on long-term residence in Japan you can, after a one-year stay, become a part of Japan's national health program. Until that time, however, you're going to need Japanese overseas travel insurance.


  • Finding Travel Insurance for Pre-Existing Medical Conditions by Jean Andrews

    What would happen if you had a month's trip to America booked - departing in six months time - and were unexpectedly diagnosed with lung cancer? Suppose you had to cancel your holiday and go in for immediate surgery. If you had been smart and taken out travel insurance - effective from the date you booked the trip - you should be able to recover costs associated with the cancellation of the trip (after any excess payable). However, if you had waited until the day before departure to purchase travel insurance your cancellation costs would not be covered.


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