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Home Insurance

  • Lost Homeowner's Insurance by Henry Fleet

    If for some reason you cannot renew your homeowner's insurance, or if you find that your insurance has been canceled- or even if you just cannot obtain homeowner's insurance in the first place, you do have rights and you need to be aware of those rights and what you can do. First of all, you should have been given written explanation for why you lost or were denied coverage, and The Comprehensive Loss Underwriting Exchange (CLUE) is what they use to review an applicants claim history- that is, in most cases. In cases of non renewal, usually the company has...


  • Homeowner Insurance - Mistakes That Can Cost You a Lot of Money by Chimerenka Odimba

    In our bid to have our homes fully covered which by the way is something everyone should make sure of, many of us have made some mistakes that have resulted in our losing some significant sums of money. Whether we know this is or not, it is true. We would look at some of these mistake so you can correct them if you made of any of them.


  • Your Queries Related to Protection Mortgage? by Vijay K Shetty

    What is protection mortgage? It is as simple as it sounds. Basically, it protects your loan or mortgage payments in times of redundancy, illness, accident etc. You will not lose out on any asset that is pledged against your mortgage. Is this protection cover meant only for loan protection? Not really, they will help you make any payments that are due such as loans, credit cards or mortgages etc.


  • Renter's Insurance Is the Best Thing You Can Buy For Your New Apartment by Robert Edgin

    If you do not own a home, do you still need to buy a property insurance policy? Your apartment complex does not require it, so is the extra cost really worth it, or necessary? There are 3 reasons it is absolutely necessary to have a renter's insurance policy for your apartment, condo or rental unit.


  • Where to Get Cheap Homeowners Insurance by Stacy Fox

    Do you know where to get cheap homeowners insurance? Well, the internet has made it easy to comparison shop for house coverage. Keep in mind that you want to do an "apples to apples" search. You will find many companies claiming to have the lowest prices, but each of them are including different criteria for the policies.


  • Homeowner's Insurance - Paying Less is Important by Henry Fleet

    Being able to save money in all aspects of life has become so important to everyone, with the latest economic trends causing some to inspect their budgets. One area where you can trim a little bit of the fat is your homeowner's insurance. There are a number of ways to cut back on what you are paying and be able to put the money you save towards other aspects of your life. By making a few small changes, you can lower your homeowner's insurance premiums.


  • Reasons Why You Need Unoccupied Property Insurance Policy by Sanjana Antony

    Most often that not, people leave their property to go on a long vacation or for a business trip only to come back and find it ransacked. They are not aware of the insurance policy for unoccupied property. When they get back to their normal house insurance company only do they know that the damage is not covered for since an unoccupied property insurance was not taken. This is when they realize that they could have insured their property for the time it was not occupied.


  • Homeowners Insurance Statistics by Stacy Fox

    This article is going to look at some important homeowners insurance statistics. For instance, did you know that two-thirds of homes are underinsured by an average of 23 percent? That means that if something were to happen to your home, you would be looking at paying a quarter of the cost out of your own pocket. Yet it would cost most homeowners less than $10 a month to get the full coverage they need. And, how much are these costs?


  • Get the Best Deal - Factors in Choosing Home Insurance Quotes by Joel Owens

    Almost every American is experiencing financial difficulties in the recent times. The great recession has affected the lives of many American families. Many Americans lost their jobs and now are tightening their belts to make ends meet, when doing grocery most families now move away from buying premium grocery items to buying cheaper and more economic brands. Students and employees, who usually take their cars to go school and work, now ride public buses.


  • Home Insurance Claims, Can They Be Worth More Than Your Home? by H M Brown

    Home insurance is a big decision, and one you shouldn't hesitate to put some thought into. If you haven't been a homeowner before, you might not realize some of the issues here. There are so many calamities which might befall your home and most people only think about fires and tornadoes. One thing often overlooked is the issue of flood insurance. Insurance companies have map of areas marking whether you are in a flood zone or not. If you aren't, then your home insurance shouldn't have the coverage on it. If you are, you may find your rates much higher in order to get covered.


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