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Home > Home Insurance > 3 Ways to Get Home Owner Insurance Discounts 3 Ways to Get Home Owner Insurance DiscountsAuthor: F Cheshire If I could show you a few ways to reduce your home insurance premiums... would you be interested? In this article we will look at three ways to reduce your homeowners premiums.In this economy most folks are looking for a way to save money, so you might as well examine your current home insurance policy too. These three tips will help you whether you are buying a home or you currently have a home. Once you are armed with this information you will then be in a position to talk to your local friendly insurance agent. Sit back and take some notes as we share three ways to pick up discounts on your homeowners insurance policy right now: 1. Seriously think about raising your deductible. Deductibles on homeowners policies usually start at $250.00. Did you know that by simply increasing your deductible to $500.00, you could save up to 12% each and every year? Call your local insurance agency to find out how much that would save you personally. While you are at it, you might as well compare the savings with a $1,000.00 deductible as well. I wouldn't be surprised if it was close to a 24% savings! Be sure to contact your agent to ask about the savings that come from even higher deductibles than this too. 2. Make your home a secure fortress. Did you know that you can usually get homeowner discounts of at least 5% for having smoke detectors, fire extinguishers, sprinkler systems, monitored burglar alarms or dead-bolt locks? These investments will not only protect your home but will greatly reduce the chances of you making expensive claims,. This can add up very quickly for you. What is also great about this is that the money you save on your insurance can go towards your security system monitoring! Why not call your local insurance agent to find out what additional discounts they may have for securely protecting your home? 3. Multi-Policy Discounts: Insurance companies will reward you for having more than one policy with them. For example when you combine your homeowners with your automobile policy you could save up to 20% or more. In fact...This is one of the easiest ways to pick up a discount right now. There you have it, three ways to save immediately. All it takes is now us picking up the phone and calling your local insurance company and ask for a quote. If you have an agent already, contact them to see how many of these discounts we have discussed here that you can qualify for. You will be saving money in no time. Are you looking for affordable Atlanta home insurance? Lloyd Pro Group has been helping people get affordable Georgia home insurance for over 20 years. For more information go to http://www.lloydprogroup.com Other Recent Insurance Smart Book Articles:
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