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Health Insurance

Health insurance is insurance that pays for medical expenses. It is sometimes used more broadly to include insurance covering disability or long-term nursing or custodial care needs. It may be provided through a government-sponsored social insurance program, or from private insurance companies. It may be purchased on a group basis (e.g., by a firm to cover its employees) or purchased by individual consumers. In each case, the covered groups or individuals pay premiums or taxes to help protect themselves from high or unexpected healthcare expenses. Similar benefits paying for medical expenses may also be provided through social welfare programs funded by the government.

  • What Plagues the Health Insurance Sector in the US? by Shaun Mike

    Well, there is a lot of talk as well as sincere efforts being made by the Federal Governments in the U.S. to put the health insurance reforms in place before it gets too late. The critics may say that it is already too late, but the speed and the sincerity of the proposed reforms can surely uplift the health insurance sector in the U.S., consequently, the general level of health care across the country.


  • Four Kinds of Medical Insurance That You May Have For You and Your Family by Connor R Sullivan

    One of the hot topics in the political world and part of the Presidential debates last year were regarding health insurance coverage. President Obama wants to change how health insurance has been for years making it more affordable for all Americans to be able to be covered. He feels it is way too expensive now and that it excludes poor Americans. There are several types of medical insurance that exists for different kinds of services and that is what this article will discuss. It will go into the varying kinds like general medical insurance, dental insurance, vision insurance or vision insurance plan, and even health insurance for your pets.


  • Finding the Cheapest Health Insurance Policies? by Paul B Stevens

    There is one sure way to make sure that a person finds the cheapest deals on health insurance every time that they look for them. This is simply to find every company that can potentially offer the type of policy they are looking for and then get and compare quotes from them all. Of course realistically, doing that is anything but simple.


  • Top 4 Affordable Dental Insurance Companies by Rowena Fernandez

    Within America there are many dental insurance companies all giving their top care with best effort. If you've been wanting to sign up with a company and just didn't know where to start looking, here are the top 4 orthodontic insurance companies in no particular order.


  • How to Fight Back With Your Health Insurance Company by David Bakke

    When you have an issue with your health insurance company and you think you've been billed incorrectly, it can sometimes be a very long road to get some results for yourself. However, it can be done, you just need to know how to do it. Utilizing concepts such as "waking up", "fighting for yourself" and so on are good places to start.


  • The Best Way to Find Cheap Health Insurance Deals? by Paul B Stevens

    Before I started using this method, I always used to pay over the odds for health insurance. In fact, I always remember being frustrated at the end of every year, when I had to renew my policy, that it always seemed to be going up in price. However, then I discovered this method, which is in fact very easy to follow and any one can use it completely free of charge.


  • Health Insurance Premiums by Sherry Pitsch

    Wellness Programs Improve Health Insurance Premiums and Company's Bottom Lines!! Why We Need Wellness Programs Now More than in any time in History: With Health Care issues in the news every day, Americans are worried that the healthcare system we are all familiar with could be facing an historic overhaul.


  • Healthcare Reform With Pre-Existing Conditions - Wait 6 Months For Insurance? by Yamileth Medina

    The Democrats' healthcare reform bill has been touted as the solution for Americans with pre-existing conditions that make them "uninsurable" in the eyes of private health insurance companies. Normally, underwriters for health insurance plans consider consumers with serious health problems as too high a risk to take on; they profit by collecting premiums while paying as few claims as possible.


  • Low Cost Health Insurance - Finding Cheaper Health Plans For Healthy People by Andy Ryan

    For people who are aged 25 or below, health coverage might not be a big issue for them since they are generally in good health and shape. But since we are at risk to diseases while we age, it is important to have a checkup to ensure that we do not have any risk for a serious disease.


  • Show Me the Way to Cheap Health Insurance? by Paul B Stevens

    I always found it very difficult to get good deals for my health insurance. It used to frustrate me how much the policies cost every year when I renewed. However, that was before I found out about using this simple method, that allows me to search through the entire health care industry, for the best and cheapest deals around.


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