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What is Auto Insurance?

Auto Insurance protects you against financial loss if you have a car accident. It is a contract between you and the Insurance Company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.

Auto Insurance provides property, liability and medical coverage:

  • Property coverage pays for damage to or theft of your car.
  • Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
  • Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.

How is your Auto Insurance Policy price determined?...Read More


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